IS Partners Alternative Finance Direct Lending Fund
IS Partners Alternative Finance (IALTF) is an experienced investor Fund focusing on asset-based direct lending, investing in a diversified portfolio consisting of rural, commercial and industrial loans, leases and finance agreements in the United Kingdom. The strategy is an absolute return – alternative investment designed to outperform traditional equity and fixed income based investments in terms of annualised market-based risk. This is achieved by investing in a portfolio that carefully manages individual client and sector asset allocation risk to generate a steady stream of interest income with a low default risk both on individual cases and the wider asset class. The majority of lending is secured on assets (typically specialist machinery, equipment, vehicles and, increasingly, renewable energy and waste to energy) together with personal guarantees and substantial initial deposits from the borrowing customer.
All lending within the Fund is procured and administered by a specialist UK based, licensed Finance Company which uses sophisticated lending systems and procedures to evaluate potential lending which are also often used by rural lending desks of major financial institutions. Extensive customer background checking, research and credit scoring is conducted before each loan/lease finance agreement goes live, and Team IS Partners often meets many of the largest customers personally in addition to the Fund’s main counterparty/finance arranger. Members of the lending team have extensive direct lending experience at major financial institutions in the UK working within the asset-backed direct lending divisions, specifically focused on rural and commercial finance. Over the medium-term, the investment strategy has consistently retained near-zero volatility and near zero correlation to traditional equity markets and regularly outperformed them on an absolute return basis.
- Invests in a diversified portfolio of asset based, finance lending and leasing agreements
- Focuses on secured agricultural, commercial and industrial agreements only in the United Kingdom
- Niche strategy – low volatility and correlation to traditional equity, bond or commodity markets
- Consistent absolute returns in most market conditions
- Target capital appreciation: 5 – 6% p.a.
- Target annualised volatility: 1% p.a.
CUMULATIVE PERFORMANCE
IALTF USD Vs. US Bank Rate USD Vs. US S&P Treasury Bond Index USD: 03/2009 – 07/2019
FINAL NAV PRICES
MONTHLY PERFORMANCE
IALTF USD Vs. US Bank Rate USD Vs. US S&P Treasury Bond Index USD: 04/2009 – 07/2019
NOTE: Past performance is no guide to future results. Please see Fund Investment Memorandum for full terms and conditions. Past and simulated performance is not a reliable guide to future performance and Investments can go down as well as up and you may get back less than your original investment.
*Excludes incomplete year performance.
Investment Portfolio TOTAL LOANS:
As at 07/2019
Estimated and subject to change without notice. Excludes any cash / equivalents.
Investment Portfolio Loan(CLIENT TYPE):
Number of Loans and Percentage of Funds: As at 07/2019
Estimated and subject to change without notice. Excludes any cash / equivalents
RISK ANALYSIS
SUMMARY OF TERMS
mf@investsuisse.comNOTE: †Currency share class subscriptions should observe the equivalent USD regulatory
minimum at the time of investment in order to be accepted. Life Company / Nominee Investors
– the minimum initial investment level of a Fund can be met by submitting multiple investments
across all currency classes for the same dealing date.
